Neural Profit Engines
Services & Pricing

Six packaged engines.  One system.

Built for North Bay SMBs with $2M–$20M in revenue. Pick the engine you need first — or run them together as your full Neural CFO stack. Every package includes weekly cadence with Vernon Budinger, CFA.

“The fight is decided before the decisive blow is struck.” — Miyamoto Musashi

Vernon Budinger, CFA — founder of Neural Profit Engines
Vernon Budinger, CFA
Founder · Neural CFO
Vineyards meeting a modern city — Neural Profit Engines landscape
Healdsburg, Sonoma County vineyard landscape
Based in
Healdsburg, Sonoma County
Core

Fractional CFO

Full-scope strategic financial leadership — board reporting, investor materials, capital strategy and AI-powered decision support — without the cost of a full-time hire.

Investment
$5,500 – $12,000 / month
Cadence
Retainer · weekly cadence
Deliverables
  • ◆Board-level monthly reporting package (P&L, balance sheet, cash, KPIs)
  • ◆Investor- and lender-ready financial materials and data rooms
  • ◆Capital strategy: debt, equity, lines of credit, owner distributions
  • ◆Pricing, margin and unit-economics architecture
  • ◆KPI design and weekly operating reviews with the leadership team
  • ◆AI-powered decision support across pricing, hiring and capex calls
  • ◆Quarterly strategic review (offense + defense)
  • ◆Annual budget and rolling re-forecast
View full Fractional CFO page →Discuss this package →
Operations

Cash Runway Command

Real-time, multifactor Cash Conversion Cycle monitoring with a 13-week rolling forecast, DSO/DPO/DIO tracking and automated runway alerts.

Investment
$1,200 / month
Cadence
Retainer · weekly cadence
Deliverables
  • ◆Direct-method 13-week rolling cash forecast, refreshed weekly
  • ◆DSO, DPO and DIO trend dashboards with safe-band alerts
  • ◆Cash Conversion Cycle scorecard with target benchmarks
  • ◆Automated runway alerts and bank-covenant stress tests
  • ◆Scenario modeling for hiring, capex, pricing and collections moves
  • ◆Integration with QuickBooks, Xero or NetSuite plus bank feeds
  • ◆Weekly variance-to-forecast review with the operator
  • ◆Monthly cash narrative for the board or lender
View full Cash Runway Command page →Discuss this package →
Strategy

Neural FP&A

Driver-based planning, pricing optimization, margin analysis and quarterly strategic reviews using the Five Rings framework.

Investment
$3,500 – $7,500 / month
Cadence
Retainer · quarterly deep-dive
Deliverables
  • ◆Driver-based annual plan with quarterly re-forecasts
  • ◆Pricing and margin optimization studies (segment, channel, SKU)
  • ◆Contribution-margin and unit-economics architecture
  • ◆Scenario and Monte Carlo modeling for major decisions
  • ◆Five Rings quarterly strategic review (offense + defense)
  • ◆Department-level operating dashboards
  • ◆Capital allocation memos for the leadership team
  • ◆DuPont return-on-equity decomposition for the board
View full Neural FP&A page →Discuss this package →
Strategy

Perception, Branding & Strategy

Game theory, machine learning and big data combined into a market-intelligence engine for SMBs — cluster analysis, regression modeling, competitive intelligence and brand positioning.

Investment
$8,000 – $18,000 / engagement
Cadence
Project · 6–10 weeks
Deliverables
  • ◆Cluster analysis of customer segments and demand pockets
  • ◆Regression and price-elasticity modeling
  • ◆Competitive intelligence map (local + national)
  • ◆Brand positioning and hero-statement workshop
  • ◆Premium vs. differentiation vs. cost-leadership strategy memo
  • ◆Disruptive go-to-market scenarios with ML-ranked payoffs
  • ◆Quarterly market-intelligence briefing in plain English
  • ◆Implementation playbook for sales, marketing and pricing teams
View full Perception, Branding & Strategy page →Discuss this package →
Strategy

Business Valuation

A defensible, multi-model valuation report that measures real value creation — for sale prep, succession, partner buy-outs, ESOPs, litigation support or strategic planning.

Investment
$7,500 – $25,000 / report
Cadence
Project · 3–6 weeks
Deliverables
  • ◆Advanced multi-stage Discounted Cash Flow (textbook DCF)
  • ◆Monte Carlo Simulation DCF — full value distribution, not just a point
  • ◆Real Options Valuation (ROV) for growth optionality
  • ◆Economic Profit / EVA value-creation model
  • ◆Stochastic Credit + Equity model for distressed or highly leveraged firms
  • ◆Agent-based / System Dynamics model for nonlinear markets
  • ◆NPE Proprietary Two-Sword Valuation — probability of survival × cash-flow upside
  • ◆Value-creation roadmap with prioritized initiatives
  • ◆Written report and live read-out with leadership or the board
View full Business Valuation page →Discuss this package →
Supporting

Neural Bookkeeping

Precision QuickBooks management transformed into AI-ready data science — or a clean partnership with the bookkeeper you already trust.

Investment
$850 – $2,800 / month
Cadence
Retainer · monthly close
Deliverables
  • ◆Full AR / AP, payroll and inventory management
  • ◆Monthly bank and credit-card reconciliations
  • ◆Financial statement production by business day 5
  • ◆Decision-ready chart of accounts (not just tax-ready)
  • ◆Sales tax, 1099s and audit-ready file maintenance
  • ◆Month-end close checklist and documented procedures
  • ◆Clean handoff to your CPA at year-end
  • ◆Or — supervised partnership with the bookkeeper you already trust
View full Neural Bookkeeping page →Discuss this package →

Pricing ranges reflect typical North Bay engagements for SMBs with $2M–$20M in revenue. Final pricing depends on entity complexity, transaction volume, and integration scope.

Not sure which engine you need first?

That is exactly what the free 30-minute call is for.

Book CFO call →