Approach

A stack designed to compound.

We do not run a bookkeeping practice with a forecast bolted on. We run a four-layer decision engine — each layer feeding the one above it — so every weekly meeting moves you closer to a structural advantage.

Layer 01

Ledger

A clean, decision-ready chart of accounts. Daily reconciliations. Monthly close on day five. The substrate for everything above.

Layer 02

Cash Flow Engine

A 13-week direct cash forecast built from your AR, AP, payroll, and tax cadence. Refreshed weekly, stress-tested against the moves you are actually considering.

Layer 03

Macro Layer

Forty-plus macroeconomic signals — rates, regional permits, tourism, labor, commodities — mapped to the line items in your P&L. The economy stops being abstract.

Layer 04

ML Decision Layer

Demand forecasting, price-elasticity, churn, and scenario simulation. Disruptive strategy options surfaced before competitors notice the shift.

Why North Bay

We know the rhythm of this region.

Harvest cycles. Wildfire insurance markets. Tourism demand from the Bay Area. Construction permitting in Sonoma and Napa. The same playbook does not work in San Francisco, and definitely not in the Midwest. We build North Bay SMBs that punch above their weight — quietly, profitably, repeatedly.

Talk to a CFO →